@font-face {
  font-family: Fraunces;
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url("../fonts/fraunces-latin-600-normal.woff2") format("woff2");
}
@font-face {
  font-family: Fraunces;
  font-style: italic;
  font-weight: 600;
  font-display: swap;
  src: url("../fonts/fraunces-latin-600-italic.woff2") format("woff2");
}
@font-face {
  font-family: Fraunces;
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url("../fonts/fraunces-latin-700-normal.woff2") format("woff2");
}
@font-face {
  font-family: "Source Sans 3";
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url("../fonts/source-sans-3-latin-400-normal.woff2") format("woff2");
}
@font-face {
  font-family: "Source Sans 3";
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url("../fonts/source-sans-3-latin-600-normal.woff2") format("woff2");
}
@font-face {
  font-family: "Source Sans 3";
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url("../fonts/source-sans-3-latin-700-normal.woff2") format("woff2");
}

:root {
  --pine-950: #071611;
  --pine-900: #0e241c;
  --pine-800: #14382c;
  --pine-700: #1c4d3c;
  --ivory-50: #f7fbfe;
  --ivory-100: #eef4f9;
  --ivory-200: #e4edf5;
  --paper: #ffffff;
  --ink: #0b2545;
  --ink-soft: #12335f;
  --muted: #4a6079;
  --line: #e4edf5;
  --lime: #d7f25a;
  --lime-ink: #14210a;
  --moss: #1f6b4a;
  --danger: #8e2f2f;
  --danger-bg: #f8ebe7;
  --ok: #1b5e45;
  --ok-bg: #e7f6ee;
  --shadow: 0 24px 50px rgba(20, 40, 32, 0.12);
  --shadow-soft: 0 10px 28px rgba(20, 40, 32, 0.07);
  --radius: 18px;
  --header-h: 76px;
  --wrap: 1160px;
  --ease: cubic-bezier(0.2, 0.7, 0.2, 1);
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --ease-draw: cubic-bezier(0.65, 0, 0.35, 1);
  --fast: 180ms;
  --motion-micro: 180ms;
  --motion-medium: 420ms;
  --motion-reveal: 720ms;
  --motion-cinematic: 1100ms;
  --stagger: 80ms;
  --reveal-distance: 16px;
  --hover-lift: -3px;
  color-scheme: light;
}

*,
*::before,
*::after { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--header-h) + 18px);
  overflow-x: clip;
}

body {
  margin: 0;
  overflow-x: clip;
  overflow-wrap: break-word;
  background:
    radial-gradient(1100px 480px at 100% -12%, rgba(14, 143, 134, 0.09), transparent 58%),
    radial-gradient(760px 380px at -8% 18%, rgba(232, 163, 23, 0.07), transparent 52%),
    #f8fbfd;
  color: var(--ink);
  font-family: "Source Sans 3", "Segoe UI", sans-serif;
  font-size: 1.0625rem;
  line-height: 1.6;
  text-rendering: optimizeLegibility;
}

body.is-locked { overflow: hidden; }

img { max-width: 100%; height: auto; }

h1, h2, h3, legend {
  font-family: Fraunces, Georgia, serif;
  font-weight: 600;
  letter-spacing: -0.03em;
  line-height: 1.12;
  margin: 0;
  text-wrap: balance;
}

h1 { font-size: clamp(2.3rem, 4.6vw, 4.25rem); }
h2 { font-size: clamp(1.85rem, 3vw, 2.85rem); }
h3 { font-size: 1.28rem; }

p { margin: 0 0 0.9rem; color: var(--ink-soft); }
a { color: inherit; }

:focus-visible {
  outline: 3px solid var(--moss);
  outline-offset: 3px;
}

.skip-link {
  position: absolute;
  left: 12px;
  top: -48px;
  z-index: 80;
  background: var(--lime);
  color: var(--lime-ink);
  padding: 10px 14px;
  border-radius: 10px;
  font-weight: 700;
}
.skip-link:focus { top: 12px; }

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.wrap {
  width: min(var(--wrap), calc(100% - 32px));
  margin-inline: auto;
}
.narrow { width: min(760px, calc(100% - 32px)); }

.kicker {
  margin: 0 0 12px;
  color: var(--moss);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}
.kicker-lime { color: var(--lime); }
.lede { font-size: 1.15rem; max-width: 42rem; }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 20px;
  border-radius: 12px;
  border: 1.5px solid transparent;
  font: 700 1rem/1 "Source Sans 3", sans-serif;
  text-decoration: none;
  cursor: pointer;
  transition: transform var(--fast) var(--ease), background var(--fast) var(--ease);
}
.btn:hover { transform: translateY(-2px); }
.btn:disabled { opacity: 0.65; cursor: progress; transform: none; }
section[id],
.site-footer { scroll-margin-top: calc(var(--header-h) + 12px); }

.btn-lime { background: var(--lime); color: var(--lime-ink); }
.btn-pine { background: var(--pine-800); color: var(--ivory-50); }
.btn-ghost { background: transparent; border-color: currentColor; }
.btn-quiet {
  background: transparent;
  border-color: rgba(251, 247, 241, 0.42);
  color: var(--ivory-50);
}
.btn-quiet:hover { background: rgba(251, 247, 241, 0.08); }

.announce {
  background: #fff;
  color: #0b2545;
  border-bottom: 1px solid #e6edf4;
}
.announce-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px 20px;
  flex-wrap: wrap;
  padding-top: 8px;
  padding-bottom: 8px;
}
.announce-bar:not(:has(.announce-contact)) { justify-content: center; }
.announce p {
  margin: 0;
  color: inherit;
  font-size: 0.875rem;
  font-weight: 600;
}
.announce-contact {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px 16px;
  margin-left: auto;
}
.announce-contact a,
.announce-contact button {
  color: #0b2545;
  background: none;
  border: 0;
  padding: 8px 0;
  font: 700 0.875rem/1.2 "Source Sans 3", sans-serif;
  text-decoration: none;
  cursor: pointer;
}
.announce-contact a:hover,
.announce-contact button:hover,
.announce-contact a:focus-visible,
.announce-contact button:focus-visible { color: #e8a317; }
.mail-sheet {
  width: min(440px, calc(100% - 32px));
  border: 0;
  border-radius: 18px;
  padding: 22px;
  background: #fbf7f1;
  color: #14382c;
}
.mail-sheet::backdrop { background: rgba(6, 24, 47, 0.62); }
.mail-sheet h2 { margin: 0 0 14px; font-size: 1.4rem; }
.mail-sheet label { display: block; margin: 12px 0 6px; font-weight: 700; }
.mail-sheet input,
.mail-sheet textarea {
  width: 100%;
  border: 1.5px solid #d7cbb8;
  border-radius: 12px;
  background: #fff;
  color: #14382c;
  font: 600 1rem/1.4 "Source Sans 3", sans-serif;
  padding: 12px 14px;
}
.mail-sheet textarea { min-height: 120px; resize: vertical; }
.mail-actions { display: flex; gap: 10px; margin-top: 16px; }
.mail-sheet .btn-quiet { color: #14382c; border-color: #8aa396; }
.mail-status { margin: 12px 0 0; font-weight: 700; }
.footer-mail {
  background: none;
  border: 0;
  padding: 0;
  color: inherit;
  font: inherit;
  cursor: pointer;
  text-align: left;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  height: var(--header-h);
  background: #fff;
  color: #0b2545;
  border-bottom: 1px solid #e6edf4;
}
.site-header.is-scrolled { border-bottom-color: #dce4ec; }
.site-header .menu a,
.site-header .current-menu-item > a { color: #0b2545; font-weight: 700; }
.site-header .menu a:hover,
.site-header .menu a:focus-visible { color: #b87a00; }
.site-header .nav-toggle { color: #0b2545; }
.btn-gold {
  background: #e8a317;
  color: #0b2545;
  border-radius: 999px;
  padding: 0 22px;
}
.header-bar {
  height: var(--header-h);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
@media (min-width: 1280px) {
  .header-bar {
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto minmax(0, 1fr);
    align-items: center;
  }
  .header-bar .site-nav { display: contents; }
  .header-bar .brand { justify-self: start; }
  .header-bar .menu { justify-self: center; }
  .header-bar .nav-cta { justify-self: end; margin-left: 0; }
}
.brand { display: flex; align-items: center; text-decoration: none; }
.brand-logo { width: auto; height: 42px; }
.nav-toggle {
  display: none;
  align-items: center;
  gap: 8px;
  min-width: 48px;
  min-height: 48px;
  border: 0;
  background: transparent;
  color: var(--ink);
  font: 700 0.95rem/1 "Source Sans 3", sans-serif;
  cursor: pointer;
}
.nav-toggle-lines,
.nav-toggle-lines::before,
.nav-toggle-lines::after {
  display: block;
  width: 18px;
  height: 1.5px;
  background: currentColor;
  position: relative;
}
.nav-toggle-lines::before,
.nav-toggle-lines::after {
  content: "";
  position: absolute;
  left: 0;
}
.nav-toggle-lines::before { top: -6px; }
.nav-toggle-lines::after { top: 6px; }

.menu, .sub-menu { list-style: none; margin: 0; padding: 0; }
.menu a {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  text-decoration: none;
  font-weight: 650;
  font-size: 0.95rem;
}
.menu a:hover, .current-menu-item > a { color: var(--moss); }
.site-nav { display: flex; align-items: center; gap: 8px; }
.menu { display: flex; align-items: center; gap: 4px 14px; }
.menu-item-has-children { position: relative; }
.sub-menu {
  display: none;
  position: absolute;
  top: calc(100% - 6px);
  left: 0;
  min-width: 230px;
  padding: 8px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 14px;
  box-shadow: var(--shadow);
}
.menu-item-has-children:hover > .sub-menu,
.menu-item-has-children:focus-within > .sub-menu { display: block; }
.sub-menu a { display: flex; padding: 8px 10px; border-radius: 8px; }
.sub-menu a:hover { background: var(--ivory-100); }
.nav-cta { margin-left: 8px; }

.hero :focus-visible,
.band-pine :focus-visible,
.final :focus-visible,
.site-footer :focus-visible,
.calc-result :focus-visible { outline-color: var(--lime); }

.hero {
  background:
    radial-gradient(680px 340px at 86% 8%, rgba(215, 242, 90, 0.28), transparent 62%),
    radial-gradient(420px 280px at 0% 100%, rgba(215, 242, 90, 0.12), transparent 70%),
    repeating-linear-gradient(0deg, transparent, transparent 71px, rgba(215, 242, 90, 0.08) 72px),
    repeating-linear-gradient(90deg, transparent, transparent 71px, rgba(215, 242, 90, 0.08) 72px),
    linear-gradient(165deg, #1a5644 0%, #217056 72%);
  color: var(--ivory-50);
  padding: 64px 0 104px;
  overflow: hidden;
}
.hero::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 1;
  height: 72px;
  background: linear-gradient(transparent, var(--ivory-50));
  pointer-events: none;
}
.hero p, .hero li { color: #d7e6de; }
.hero-copy { max-width: 38rem; }
.hero h1 em {
  display: block;
  margin-top: 0.12em;
  font-style: italic;
  font-weight: 600;
  color: var(--lime);
}
.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(280px, 0.95fr);
  gap: 48px;
  align-items: end;
}
.hero-points { margin: 22px 0 0; padding: 0; list-style: none; }
.hero-points li {
  position: relative;
  padding-left: 18px;
  margin: 6px 0;
  font-weight: 600;
}
.hero-points li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.65em;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--lime);
}
.cta-row, .final-actions, .card-actions, .form-actions { display: flex; flex-wrap: wrap; gap: 10px; }
.hero .btn-ghost, .final .btn-ghost { color: var(--ivory-50); }

.hero-stage { position: relative; min-height: 0; padding: 52px 16px 64px 12px; }
.route-board {
  position: relative;
  z-index: 1;
  background: var(--paper);
  color: var(--ink);
  border-radius: 28px;
  padding: 18px 18px 14px;
  box-shadow: var(--shadow);
}
.hero .route-board p,
.hero .route-board small,
.hero .route-note span { color: var(--muted); }
.hero .route-board-head p:first-child { color: var(--ink); }
.hero .route-board .route-secure { color: var(--moss); }
.hero .route-board strong,
.hero .route-note strong { color: var(--ink); }
.route-board-head,
.route-row,
.route-step {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}
.route-board-head { padding: 6px 8px 14px 168px; }
.route-board-head p { margin: 0; font-weight: 800; color: var(--ink); }
.route-secure {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--moss);
  font-size: 0.82rem;
  font-weight: 700;
}
.route-list { margin: 0; padding: 0; list-style: none; display: grid; gap: 10px; }
.route-row {
  padding: 12px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: #fff;
  text-decoration: none;
}
.route-row:hover { border-color: var(--moss); }
.route-icon {
  width: 40px;
  height: 40px;
  display: grid;
  place-items: center;
  flex: none;
  border-radius: 12px;
  background: rgba(20, 56, 44, 0.08);
  color: var(--pine-800);
}
.route-copy { display: grid; min-width: 0; flex: 1; }
.route-copy strong { font-size: 1rem; }
.route-copy small { font-size: 0.88rem; }
.route-go {
  flex: none;
  color: var(--moss);
  font-weight: 800;
  font-size: 0.92rem;
}
.route-step {
  justify-content: flex-start;
  width: calc(100% - 168px);
  margin-top: 12px;
  padding: 12px;
  border-radius: 14px;
  background: var(--ivory-100);
  text-decoration: none;
}
.route-step small {
  display: block;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.route-note {
  position: absolute;
  z-index: 2;
  width: min(188px, 46%);
  display: grid;
  gap: 4px;
  padding: 12px 14px;
  border-radius: 16px;
  background: #fff;
  box-shadow: var(--shadow);
}
.route-note strong { font-size: 0.95rem; }
.route-note span { font-size: 0.82rem; line-height: 1.35; }
.route-note-a { top: 8px; left: 0; }
.route-note-b { right: 0; bottom: 8px; }
.stage-card {
  border-radius: 24px;
  padding: 22px 22px 20px;
  box-shadow: var(--shadow);
}
.stage-back {
  width: min(86%, 420px);
  margin-left: auto;
  padding-bottom: 72px;
  background: rgba(28, 77, 60, 0.92);
  color: var(--ivory-50);
}
.stage-back ul {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 12px 0 0;
  padding: 0;
  list-style: none;
}
.stage-back li {
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 999px;
  padding: 4px 10px;
  font-size: 0.82rem;
  color: #e7f0ea;
}
.stage-front {
  position: relative;
  z-index: 1;
  width: min(100%, 380px);
  margin: -36px 0 0;
  background: var(--paper);
  color: var(--ink);
}
.stage-front p { color: var(--ink-soft); }
.stage-label {
  margin: 0 0 8px;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--moss);
}
.stage-sep {
  display: inline-block;
  width: 0.42em;
  height: 0.42em;
  margin: 0 0.42em;
  background: currentColor;
  transform: rotate(45deg);
  vertical-align: 0.05em;
}
.stage-amount { margin: 0; font-family: Fraunces, Georgia, serif; font-size: 1.7rem; color: var(--ink); }
.stage-emi {
  margin: 8px 0;
  font-family: Fraunces, Georgia, serif;
  font-size: 2rem;
  color: var(--pine-800);
}
.stage-emi span { font-family: "Source Sans 3", sans-serif; font-size: 0.95rem; color: var(--muted); }
.meter { height: 8px; border-radius: 99px; background: var(--ivory-200); overflow: hidden; }
.meter span { display: block; height: 100%; width: var(--meter, 0%); background: var(--moss); }
.stage-chip {
  display: inline-flex;
  margin: 14px 0 0;
  background: var(--lime);
  color: var(--lime-ink);
  font-weight: 800;
  border-radius: 999px;
  padding: 8px 14px;
}

.trust { margin-top: -42px; position: relative; z-index: 2; }
.trust-grid, .factor-grid, .story-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.trust-grid {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 28px;
  box-shadow: var(--shadow);
  padding: 8px;
}
.trust-grid li { padding: 22px 18px; }
.trust-grid .trust-icon {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  margin-bottom: 14px;
  border-radius: 12px;
  background: rgba(20, 56, 44, 0.08);
  color: var(--pine-800);
}
.steps span {
  display: block;
  font-family: Fraunces, Georgia, serif;
  color: var(--moss);
  font-size: 1.4rem;
}
.trust-grid h3, .factor h3, .product-card h3 { font-size: 1.25rem; margin-bottom: 8px; }

.band { padding: 92px 0; }
.band-paper { background: rgba(255, 255, 255, 0.78); }
.band-pine {
  background:
    radial-gradient(420px 180px at 0% 0%, rgba(215, 242, 90, 0.12), transparent 70%),
    var(--pine-900);
  color: var(--ivory-50);
}
.band-pine p { color: #d7e6de; }
.section-head { max-width: 40rem; margin-bottom: 36px; }
.section-head p:last-child { margin-bottom: 0; }

.product-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}
.product-card {
  display: flex;
  flex-direction: column;
  gap: 0;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px 22px 18px;
  min-height: 100%;
  min-width: 0;
  transition: transform var(--fast) var(--ease), box-shadow var(--fast) var(--ease), border-color var(--fast) var(--ease);
}
.product-card:hover,
.product-card:focus-within { transform: translateY(var(--hover-lift)); box-shadow: var(--shadow-soft); border-color: #d5dece; background: #fffefb; }
.product-icon {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  border-radius: 12px;
  background: rgba(31, 107, 74, 0.1);
  color: var(--moss);
  margin-bottom: 14px;
}
.product-kicker { margin: 0 0 6px; font-size: 0.78rem; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--moss); }
.product-card ul { margin: 4px 0 0; padding-left: 18px; }
.product-card li { margin: 4px 0; }
.caveat {
  margin: auto 0 0;
  padding-top: 14px;
  border-top: 1px solid var(--line);
  font-size: 0.9rem;
}
.card-actions { margin-top: 16px; align-items: center; }
.text-link { font-weight: 700; color: var(--moss); text-underline-offset: 3px; min-height: 44px; display: inline-flex; align-items: center; }

.calc-layout, .enquiry-layout, .split, .final-grid, .footer-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 36px;
  align-items: start;
}
.calc {
  display: grid;
  grid-template-columns: minmax(0, 0.92fr) minmax(0, 1.15fr);
  gap: 0;
  background: var(--paper);
  color: var(--ink);
  border-radius: 28px;
  overflow: hidden;
  box-shadow: var(--shadow);
}
.calc-controls, .calc-result { padding: 24px; }
.calc-result {
  background: var(--pine-800);
  color: var(--ivory-50);
  container-type: inline-size;
  min-width: 0;
}
.calc-result p, .calc-result dt, .calc-result dd { color: #d7e6de; }
.calc-field { margin-bottom: 16px; }
.calc-label label, .field label, legend {
  font-family: "Source Sans 3", sans-serif;
  font-size: 0.95rem;
  font-weight: 700;
  letter-spacing: 0;
}
.calc input[type="range"] {
  width: 100%;
  min-height: 44px;
  accent-color: var(--moss);
  margin: 4px 0;
}
.calc input[type="number"],
.field input,
.field select,
.choice {
  width: 100%;
  min-height: 48px;
  border-radius: 12px;
  border: 1.5px solid var(--line);
  background: var(--ivory-50);
  color: var(--ink);
  padding: 0 12px;
  font: 600 1rem/1.4 "Source Sans 3", sans-serif;
}
.field input[aria-invalid="true"],
.field select[aria-invalid="true"],
.choice:has(input[aria-invalid="true"]) { border-color: var(--danger); background: var(--danger-bg); }
.choice:has(input:checked) { border-color: var(--pine-800); background: #f4f7f2; }
.choice:has(input:focus-visible) { outline: 3px solid var(--moss); outline-offset: 2px; }
.calc-figure {
  margin: 4px 0 12px;
  font-family: Fraunces, Georgia, serif;
  font-size: clamp(1.7rem, 12.4cqi, 2.7rem);
  line-height: 1.05;
  color: var(--lime);
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
}
.calc-result dl { margin: 0; }
.calc-result dl div {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  padding: 10px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
}
.calc-result dd { margin: 0; font-weight: 700; font-variant-numeric: tabular-nums; }
.donut { width: 92px; height: 92px; margin: 12px 0; }
.donut-track, .donut-value { fill: none; stroke-width: 10; }
.donut-track { stroke: rgba(255, 255, 255, 0.16); }
.donut-value {
  stroke: var(--lime);
  stroke-linecap: round;
  transform: rotate(-90deg);
  transform-origin: 60px 60px;
  transition: stroke-dashoffset 220ms var(--ease);
}
.fine, .calc-share { font-size: 0.88rem; }
.calc-error, .field-error { color: var(--danger); font-weight: 700; font-size: 0.9rem; min-height: 0; }
.band-pine .btn-lime { width: 100%; }

.form-shell {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 28px;
  padding: 22px;
  box-shadow: var(--shadow-soft);
}
.progress {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 8px;
  margin: 0 0 18px;
  padding: 0;
  list-style: none;
  counter-reset: step;
}
.progress li {
  display: flex;
  flex-direction: column;
  gap: 6px;
  min-width: 0;
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--muted);
}
.progress li::before {
  content: counter(step);
  counter-increment: step;
  width: 28px;
  height: 28px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  border: 1.5px solid var(--ivory-200);
  background: var(--ivory-50);
  font-size: 0.78rem;
}
.progress li span { display: block; }
.progress li.is-current { color: var(--pine-800); }
.progress li.is-current::before { background: var(--lime); border-color: var(--lime); color: var(--lime-ink); }
.progress li.is-done { color: var(--moss); }
.progress li.is-done::before { background: var(--pine-800); border-color: var(--pine-800); color: var(--ivory-50); }
.enquiry-form.is-enhanced .form-step { display: none; }
.enquiry-form.is-enhanced .form-step.is-current { display: block; }
.phone-gate { margin: 4px 0 18px; }
.otp-box[hidden],
.otp-code[hidden] { display: none; }
.otp-box:not([hidden]) { display: grid; gap: 10px; margin-top: 10px; }
.otp-box .btn { justify-self: start; }
.otp-code:not([hidden]) { display: grid; gap: 8px; }
.otp-status { margin: 0; color: var(--pine-800); font-weight: 650; }
.enquiry-form.is-enhanced:not(.is-last) [data-form-submit],
.enquiry-form:not(.is-enhanced) [data-form-back],
.enquiry-form:not(.is-enhanced) [data-form-next],
.enquiry-form.is-enhanced.is-first [data-form-back],
.enquiry-form.is-enhanced.is-last [data-form-next] { display: none; }
.form-step legend {
  font-family: Fraunces, Georgia, serif;
  font-size: 1.35rem;
  line-height: 1.2;
  margin-bottom: 14px;
  color: var(--ink);
}
.choice-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.choice {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 10px 12px;
  cursor: pointer;
}
.choice input { width: 18px; height: 18px; accent-color: var(--moss); }
.field { margin: 12px 0; }
.consent {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-top: 8px;
  padding: 14px;
  border-radius: 14px;
  background: var(--ivory-100);
  font-size: 0.95rem;
  line-height: 1.5;
  color: var(--ink);
}
.consent input { width: 22px; height: 22px; margin-top: 2px; accent-color: var(--moss); flex: none; }
.consent a { color: var(--moss); font-weight: 700; }
.estimate-note {
  margin: 0 0 14px;
  padding: 12px 14px;
  border-radius: 12px;
  background: #f4f7f2;
  color: var(--ink);
  font-size: 0.92rem;
}
.estimate-note:not([hidden]) { display: block; }
.review { margin: 12px 0 0; }
.review div { display: flex; justify-content: space-between; gap: 12px; padding: 8px 0; border-bottom: 1px solid var(--line); }
.review dt { font-weight: 700; }
.review dd { margin: 0; text-align: right; }
.form-status { border-radius: 16px; padding: 14px 16px; margin-bottom: 14px; }
.form-status.is-success { background: var(--ok-bg); border-left: 4px solid var(--ok); }
.form-status.is-error { background: var(--danger-bg); border-left: 4px solid var(--danger); }
.form-status p, .form-status li { color: var(--ink); }
.hp {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
}

.steps {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin: 0;
  padding: 0;
  list-style: none;
  counter-reset: none;
}
.steps li {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  position: relative;
}
.steps li::after {
  content: "";
  position: absolute;
  top: 42px;
  right: -18px;
  width: 18px;
  border-top: 1px solid var(--ivory-200);
}
.steps li:last-child::after { display: none; }

.band-navy {
  background:
    radial-gradient(720px 280px at 100% 0%, rgba(14, 143, 134, 0.16), transparent 60%),
    #1b4566;
  color: #eaf1f8;
}
.band-navy h2,
.band-navy h3 { color: #fff; }
.band-navy p,
.band-navy li { color: #a9bbce; }
.band-navy .kicker { color: #0e8f86; }

.loan-cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
  margin-top: 36px;
}
.loan-card {
  position: relative;
  overflow: hidden;
  background: #24608f;
  border: 1px solid #4d86b0;
  border-radius: 18px;
  padding: 30px 24px 24px;
}
.loan-card::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  width: 100%;
  height: 6px;
  background: linear-gradient(90deg, #00732f 33%, #fff 33% 66%, #000 66%);
}
.loan-tag {
  display: inline-block;
  margin: 8px 0 14px;
  padding: 4px 10px;
  border-radius: 99px;
  background: #0b2545;
  color: #fff;
  font-size: 0.75rem;
  font-weight: 800;
}
.loan-card h3 { margin: 0 0 8px; font-size: 1.3rem; }
.loan-card ul { margin: 8px 0 18px; padding-left: 18px; }
.loan-card li { margin: 5px 0; }
.loan-more {
  color: #3ddc97;
  font-weight: 800;
  text-decoration: none;
}
.loan-more:hover { color: #e8a317; }

.table-scroll { overflow-x: auto; border-radius: 18px; border: 1px solid var(--line); }
.band-navy .table-scroll { border-color: #24405e; margin-top: 28px; }
.compare { width: 100%; border-collapse: collapse; background: var(--paper); min-width: 640px; }
.band-navy .compare { background: #1a5278; }
.band-navy .compare th,
.band-navy .compare td { border-bottom-color: #24405e; color: #c3d2e3; }
.band-navy .compare thead th { background: #0b2545; color: #fff; box-shadow: none; }
.band-navy .compare thead th:last-child { color: #e8a317; }
.band-navy .compare td:first-child { font-weight: 800; color: #fff; }
.band-navy .compare td:last-child { font-weight: 800; color: #4ade80; }
.band-navy .factor {
  background: #1a5278;
  border-color: #24405e;
  color: #eaf1f8;
}
.band-navy .factor p { color: #a9bbce; }
.compare caption { caption-side: bottom; padding: 12px; text-align: left; color: var(--muted); font-size: 0.9rem; }
.compare th, .compare td { padding: 14px 16px; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; }
.compare thead th { background: var(--pine-800); color: var(--ivory-50); font-family: Fraunces, Georgia, serif; font-weight: 600; }
.factor-grid { margin-top: 22px; }
.factor, .empty-stories, .responsible {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px;
}
.assess-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: 18px;
  align-items: stretch;
}
.assess-card,
.docs-card {
  border-radius: 28px;
  padding: 32px 28px;
}
.assess-card {
  background: #1b4566;
  color: #eaf1f8;
}
.assess-card h2,
.assess-card h3 { color: #fff; }
.assess-card p,
.assess-card .kicker { color: #c5d4e6; }
.assess-card .kicker { color: #5eead4; }
.assess-card .factor-grid { grid-template-columns: 1fr 1fr; gap: 12px; margin-top: 22px; }
.assess-card .factor {
  background: rgba(255, 255, 255, 0.06);
  border-color: rgba(255, 255, 255, 0.14);
  color: #fff;
  padding: 16px;
}
.assess-card .factor p { color: #c5d4e6; margin: 0; }
.docs-card {
  background: #fff;
  border: 1px solid var(--line);
}
.docs-card .kicker { color: #0e8f86; }
.docs-card .doc-list { margin-top: 8px; }
.docs-card .text-link { margin-top: 12px; color: var(--pine-800); }
.assess-card,
.docs-card { position: relative; }
.assess-card::before,
.docs-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 28px;
  right: 28px;
  height: 3px;
  border-radius: 99px;
  transform-origin: left center;
  background: var(--lime);
}
.docs-card::before { background: var(--pine-800); }
.coverage-row {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr);
  gap: 28px;
  align-items: start;
  margin-top: 36px;
}
.coverage-row .responsible { grid-column: 1 / -1; }
.doc-list, .emirate-list, .plain-list { margin: 0; padding: 0; list-style: none; }
.doc-list li, .plain-list li { display: flex; gap: 10px; align-items: flex-start; padding: 8px 0; font-weight: 650; }
.emirate-list { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 16px; }
.emirate-list li {
  border: 1px solid var(--line);
  background: var(--paper);
  border-radius: 999px;
  padding: 8px 12px;
  font-weight: 700;
}
.responsible { margin-top: 16px; }
.faq-wrap { width: min(820px, calc(100% - 32px)); }
.faq {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 14px;
  margin: 10px 0;
  padding: 0 16px;
}
.faq summary {
  cursor: pointer;
  font-weight: 700;
  min-height: 56px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  list-style: none;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "";
  width: 14px;
  height: 14px;
  flex: none;
  background:
    linear-gradient(var(--moss), var(--moss)) center / 14px 2px no-repeat,
    linear-gradient(var(--moss), var(--moss)) center / 2px 14px no-repeat;
}
.faq[open] summary::after { transform: rotate(45deg); }
.faq-body { padding-bottom: 14px; }
.empty-stories p { margin: 0; }

.final {
  background: linear-gradient(90deg, #1b5aaf 0%, #15488f 58%, #123f80 100%);
  color: #fff;
  padding: 52px 0;
  text-align: left;
}
.final .final-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) auto;
  align-items: center;
  gap: 28px 40px;
  width: min(1120px, calc(100% - 48px));
}
.final h2 {
  margin: 0;
  color: #fff;
  font-family: "Source Sans 3", sans-serif;
  font-weight: 700;
  font-size: clamp(2rem, 3.2vw, 2.7rem);
  line-height: 1.12;
  letter-spacing: -0.025em;
}
.final p {
  max-width: 34rem;
  margin: 12px 0 0;
  color: rgba(232, 240, 248, 0.82);
  font-size: 0.98rem;
}
.final .final-actions { justify-content: flex-end; align-items: center; gap: 12px; }
.final .btn {
  width: auto;
  border-radius: 999px;
  min-width: 0;
  min-height: 46px;
  padding-inline: 18px;
  font-size: 0.95rem;
  white-space: nowrap;
}
.final .btn-pink {
  background: #ff2f92;
  color: #fff;
  border-color: transparent;
  box-shadow: 0 8px 22px rgba(255, 47, 146, 0.42);
}
.final .btn-pink:hover,
.final .btn-pink:focus-visible { background: #ff47a0; }
.final .btn-line {
  background: rgba(255, 255, 255, 0.04);
  border-color: rgba(226, 236, 248, 0.55);
  color: #fff;
}
.final .btn-line:hover,
.final .btn-line:focus-visible { background: rgba(255, 255, 255, 0.1); }
@media (max-width: 980px) {
  .final .final-grid { grid-template-columns: 1fr; }
  .final .final-actions { justify-content: flex-start; }
}
.story-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.story {
  margin: 0;
  background: var(--paper);
  border-radius: var(--radius);
  padding: 22px;
  border: 1px solid var(--line);
}
.story footer { font-weight: 700; }
.story footer span { display: block; font-weight: 600; color: var(--muted); }

.site-footer {
  background: #06182f;
  color: #9fb3c8;
  padding: 56px 0 30px;
  border-top: 0;
  font-size: 15px;
}
.site-footer h2 {
  color: #fff;
  font-family: Fraunces, Georgia, serif;
  font-size: 1.05rem;
  font-weight: 600;
  letter-spacing: 0;
  text-transform: none;
  margin: 0 0 14px;
}
.site-footer a,
.site-footer .footer-mail { color: #9fb3c8; text-decoration: none; }
.site-footer a:hover,
.site-footer .footer-mail:hover { color: #e8a317; }
.site-footer ul { list-style: none; margin: 0; padding: 0; }
.site-footer li { margin: 0; }
.site-footer li a,
.site-footer .footer-mail {
  display: inline-flex;
  align-items: center;
  min-height: 32px;
  padding: 4px 0;
}
.site-footer p { color: #9fb3c8; margin: 0 0 4px; }
.footer-brand p { margin-top: 12px; max-width: 28ch; }
.footer-contact p { display: grid; gap: 1px; margin: 0 0 12px; }
.footer-contact span {
  color: #7f97b2;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.footer-grid {
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 34px;
  margin-bottom: 0;
  align-items: start;
}
.site-footer .brand-logo { height: 40px; }
.fraud {
  background: #2a1a06;
  color: #f3d8a0;
  border: 1px solid #5a3a0a;
  border-radius: 12px;
  padding: 14px 16px;
  margin-top: 34px;
  font-size: 13.5px;
}
.fraud p { color: inherit; margin: 0; }
.fraud a,
.fraud .footer-mail { color: #f3d8a0; min-height: 0; padding: 0; font-weight: 700; }
.fraud a:hover,
.fraud .footer-mail:hover { color: #fff; }
.legal-bar {
  display: grid;
  gap: 8px;
  border-top: 1px solid #1e3553;
  margin-top: 22px;
  padding: 22px 148px 8px 0;
  font-size: 13px;
}
.legal-bar p { margin: 0; max-width: 88ch; }
.legal-bar p:last-child { display: flex; flex-wrap: wrap; gap: 6px 10px; align-items: center; }
.legal-bar a { font-weight: 700; }

.page-hero { padding: 56px 0 10px; }
.prose { padding-bottom: 72px; }
.prose h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); margin: 1.4rem 0 0.6rem; }
.prose ul { padding-left: 1.2rem; }
.prose a { color: var(--moss); }

.dock {
  display: none;
  position: fixed;
  left: 12px;
  right: 12px;
  bottom: calc(10px + env(safe-area-inset-bottom));
  z-index: 45;
  background: var(--pine-950);
  color: white;
  border-radius: 16px;
  overflow: hidden;
  box-shadow: var(--shadow);
}
.dock a {
  flex: 1;
  text-align: center;
  text-decoration: none;
  font-weight: 800;
  min-height: 52px;
  display: grid;
  place-items: center;
  padding: 8px;
}
.dock-apply { background: var(--lime); color: var(--lime-ink); }
body.is-form-active .dock,
body.is-keyboard .dock {
  transform: translateY(140%);
  pointer-events: none;
}

@media (max-width: 1279px) {
  html:not(.js) .site-header { height: auto; }
  html:not(.js) .header-bar { height: auto; flex-wrap: wrap; padding: 10px 0 14px; }
  html:not(.js) .site-nav,
  html:not(.js) .menu { display: block; width: 100%; }
  html:not(.js) .sub-menu { position: static; display: block; border: 0; box-shadow: none; background: transparent; padding-left: 12px; }
  .js .nav-toggle { display: inline-flex; }
  .js .site-nav {
    position: fixed;
    inset: var(--header-h) 0 0 0;
    display: block;
    background: #fff;
    border-top: 1px solid #e6edf4;
    padding: 12px 20px 110px;
    overflow: auto;
    transform: translateX(100%);
    visibility: hidden;
    content-visibility: hidden;
  }
  .js .site-nav.is-open { content-visibility: visible; transform: none; visibility: visible; }
  .js .menu { display: block; }
  .js .sub-menu { position: static; display: block; border: 0; box-shadow: none; padding: 0 0 0 12px; background: transparent; }
  .js .nav-cta { margin: 16px 0 0; }
  .menu a { display: flex; }
}

@media (max-width: 980px) {
  .hero-grid, .calc-layout, .enquiry-layout, .split, .final-grid, .footer-grid, .calc { grid-template-columns: 1fr; }
  .trust-grid, .product-grid, .steps, .factor-grid, .story-grid, .loan-cards { grid-template-columns: 1fr 1fr; }
  .hero { padding: 48px 0 72px; }
  .hero-stage { display: grid; gap: 12px; padding: 0; }
  .route-note { position: static; width: auto; }
  .route-board-head { padding-left: 8px; }
  .route-step { width: auto; }
  .assess-grid, .coverage-row { grid-template-columns: 1fr; }
  .stage-back { width: auto; margin-left: 12%; }
  .stage-front { margin-top: -28px; width: min(100%, 420px); }
  .steps li::after { display: none; }
  .trust { margin-top: 0; }
  .sub-menu { padding-top: 10px; }
}

@media (max-width: 680px) {
  .wrap { width: min(var(--wrap), calc(100% - 24px)); }
  .brand-logo { height: 34px; }
  .band { padding: 56px 0; }
  .trust-grid, .product-grid, .steps, .factor-grid, .story-grid, .choice-grid, .loan-cards, .assess-card .factor-grid { grid-template-columns: 1fr; }
  .cta-row .btn, .final-actions .btn, .card-actions { width: 100%; }
  .card-actions .btn, .card-actions .text-link { width: 100%; justify-content: center; }
  .progress li { font-size: 0.72rem; }
  .dock { display: flex; }
  body { padding-bottom: calc(84px + env(safe-area-inset-bottom)); }
  .table-scroll::after {
    content: "Scroll sideways to read every column.";
    display: block;
    padding: 8px 12px 10px;
    color: var(--muted);
    font-size: 0.85rem;
  }
  .review div { flex-direction: column; align-items: flex-start; }
  .review dd { text-align: left; }
}

@media (max-width: 430px) {
  .wrap { width: min(var(--wrap), calc(100% - 20px)); }
  h1 { font-size: 2.15rem; }
  .hero { padding: 32px 0 40px; }
  .stage-back { margin-left: 0; padding-bottom: 20px; }
  .stage-front { margin-top: 0; }
  .stage-emi { font-size: 1.65rem; }
  .form-shell { padding: 16px 14px; }
  .calc-controls, .calc-result { padding: 18px 16px; }
  .field input,
  .field select,
  .calc input[type="number"] { font-size: 16px; }
  .footer-grid { gap: 28px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation: none !important;
    transition: none !important;
  }
  .btn:hover, .product-card:hover { transform: none; }
}

@supports (animation-timeline: view()) {
  @media (prefers-reduced-motion: no-preference) {
    .js .reveal {
      animation: settle-in 700ms var(--ease) both;
      animation-timeline: view();
      animation-range: entry 0% entry 24%;
    }
  }
}
@keyframes rise {
  from { opacity: 0; transform: translateY(14px); }
  to { opacity: 1; transform: none; }
}
@keyframes settle-in {
  from { opacity: 0; transform: translateY(28px); }
  to { opacity: 1; transform: none; }
}

@media (prefers-reduced-motion: no-preference) {
  .hero-copy {
    animation: rise 700ms var(--ease) both;
  }
  .stage-front {
    animation: rise 800ms 80ms var(--ease) both;
  }
  .enquiry-form.is-enhanced .form-step.is-current {
    animation: rise 320ms var(--ease);
  }
  .calc-figure.is-fresh {
    animation: settle 240ms var(--ease);
  }
}
@keyframes settle {
  from { opacity: 0.2; transform: translateY(12px) scale(0.96); }
  to { opacity: 1; transform: none; }
}

.kicker-pill {
  display: inline-flex;
  align-items: center;
  margin-bottom: 16px;
  padding: 7px 12px;
  border-radius: 999px;
  border: 1px solid rgba(215, 242, 90, 0.55);
  background: rgba(7, 22, 17, 0.28);
  color: var(--lime);
}
.hero-stage { isolation: isolate; }
.orbit {
  position: absolute;
  inset: 0 0 8% 18%;
  z-index: 2;
  pointer-events: none;
}
.orbit-item {
  position: absolute;
  width: 46px;
  height: 46px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  color: var(--lime);
  background: rgba(7, 22, 17, 0.55);
  border: 1px solid rgba(215, 242, 90, 0.4);
  animation: floaty 7s var(--ease) infinite;
}
.orbit-a { top: 4%; right: 8%; }
.orbit-b { top: 46%; right: 0; animation-delay: -2.2s; }
.orbit-c { bottom: 8%; right: 22%; animation-delay: -4.4s; }
@keyframes floaty {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

.announce { position: relative; overflow: hidden; }
.announce::after {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 40%;
  background: linear-gradient(90deg, transparent, rgba(215, 242, 90, 0.16), transparent);
  animation: sheen 8s var(--ease) infinite;
  pointer-events: none;
}
@keyframes sheen {
  from { transform: translateX(-120%); }
  to { transform: translateX(320%); }
}

.marquee {
  overflow: hidden;
  background: var(--paper);
  border-block: 1px solid var(--line);
  padding: 12px 0;
}
.marquee-track {
  display: flex;
  width: max-content;
  animation: ticker 32s linear infinite;
}
.marquee:hover .marquee-track,
.marquee:focus-within .marquee-track,
.marquee.is-quiet .marquee-track,
.announce.is-quiet::after { animation-play-state: paused; }
.marquee ul {
  display: flex;
  gap: 10px;
  margin: 0;
  padding: 0 5px;
  list-style: none;
}
.marquee a {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  padding: 0 16px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: var(--ivory-50);
  color: var(--pine-800);
  font-weight: 700;
  text-decoration: none;
}
.marquee a:hover { border-color: var(--moss); background: #f4f7f2; }
@keyframes ticker {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

.slider-head {
  max-width: none;
  display: flex;
  justify-content: space-between;
  align-items: end;
  gap: 24px;
}
.slider-head > div:first-child { max-width: 40rem; }
.slider-controls { display: none; gap: 8px; flex: none; }
.slider-btn {
  min-height: 44px;
  min-width: 44px;
  padding: 0 14px;
  border-radius: 12px;
  border: 1.5px solid var(--line);
  background: var(--paper);
  color: var(--pine-800);
  font: 700 0.95rem/1 "Source Sans 3", sans-serif;
  cursor: pointer;
}
.slider-btn:disabled { opacity: 0.4; cursor: default; }
.product-icon { transition: transform var(--fast) var(--ease); }
.product-card:hover .product-icon { transform: translateY(-2px); }
.trust-grid li {
  border-radius: 18px;
  transition: background var(--fast) var(--ease);
}
.trust-grid li:hover { background: var(--ivory-100); }
.steps span {
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  margin-bottom: 12px;
  border-radius: 50%;
  background: rgba(31, 107, 74, 0.1);
}

@media (max-width: 980px) {
  .orbit { display: none; }
  .slider-controls { display: flex; }
  .slider-head { flex-direction: column; align-items: stretch; }
  .product-grid {
    display: flex;
    grid-template-columns: none;
    gap: 14px;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    scroll-padding-inline: 2px;
    padding-bottom: 8px;
    scrollbar-width: thin;
  }
  .product-card {
    flex: 0 0 min(86%, 340px);
    scroll-snap-align: start;
  }
}

@media (prefers-reduced-motion: reduce) {
  .marquee-track { width: 100%; flex-wrap: wrap; justify-content: center; transform: none; }
  .marquee ul[aria-hidden="true"] { display: none; }
  .orbit-item, .announce::after { animation: none; }
  .chapter-rail em { max-width: 9rem; }
}

.scroll-progress {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 70;
  height: 3px;
  pointer-events: none;
  background: rgba(20, 56, 44, 0.16);
}
.scroll-progress span {
  display: block;
  height: 100%;
  width: 100%;
  background: var(--lime);
  transform: scaleX(0);
  transform-origin: 0 50%;
}

.site-header {
  background: #fff;
  transition: background var(--motion-reveal) var(--ease-out), box-shadow var(--motion-reveal) var(--ease-out), border-color var(--motion-reveal) var(--ease-out);
}
.site-header.is-scrolled { background: rgba(255, 255, 255, 0.96); }

.btn {
  transition: transform var(--motion-micro) var(--ease-out), background-color var(--motion-micro) var(--ease-out), box-shadow var(--motion-micro) var(--ease-out);
}
.btn-lime:hover,
.btn-lime:focus-visible,
.btn-pine:hover,
.btn-pine:focus-visible { box-shadow: inset 3px 0 0 currentColor; }

.menu a,
.text-link,
.site-footer a {
  background-image: linear-gradient(currentColor, currentColor);
  background-repeat: no-repeat;
  background-position: 0 100%;
  background-size: 0 1px;
  transition: background-size var(--motion-micro) var(--ease-out), color var(--motion-micro) var(--ease-out);
}
.menu a:hover,
.menu a:focus-visible,
.text-link:hover,
.text-link:focus-visible,
.site-footer a:hover,
.site-footer a:focus-visible { background-size: 100% 1px; }
.nav-cta { background-image: none; }

.idx {
  margin-right: 0.55em;
  font-family: Fraunces, Georgia, serif;
  font-weight: 600;
  letter-spacing: 0;
}
.kicker:not(.kicker-pill)::before {
  content: "";
  display: block;
  width: 48px;
  height: 1px;
  margin-bottom: 12px;
  background: currentColor;
}

.hero { position: relative; }
.hero-lines {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  pointer-events: none;
}
.hero-lines path {
  fill: none;
  stroke: rgba(215, 242, 90, 0.85);
  stroke-width: 2;
}
.hero-grid { position: relative; z-index: 2; }
.hero h1 {
  font-size: clamp(2.55rem, 4.7vw, 4.75rem);
  line-height: 1.04;
}
.hero h1 em { display: inline; }
.line-mask {
  display: block;
  overflow: hidden;
  padding-bottom: 0.18em;
}
.line-mask > span { display: block; }
.edition {
  display: flex;
  align-items: center;
  gap: 10px;
  margin: 0 0 14px;
  color: rgba(215, 242, 90, 0.86);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}
.edition span {
  display: grid;
  place-items: center;
  width: 32px;
  height: 32px;
  border: 1px solid rgba(215, 242, 90, 0.5);
  border-radius: 50%;
  font-family: Fraunces, Georgia, serif;
  letter-spacing: 0;
}
.scroll-cue {
  display: inline-flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 10px;
  min-height: 44px;
  margin-top: 28px;
  color: var(--lime);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  text-decoration: none;
}
.scroll-cue-line {
  position: relative;
  width: 2px;
  height: 64px;
  overflow: hidden;
  background: rgba(215, 242, 90, 0.35);
  transform-origin: top center;
}
.scroll-cue-line::after {
  content: "";
  position: absolute;
  left: -3px;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--lime);
  box-shadow: 0 0 12px var(--lime);
}

.product-card::before,
.trust-grid li::before,
.faq::before {
  content: "";
  position: absolute;
  background: var(--moss);
  transform-origin: left center;
  transition: transform var(--motion-reveal) var(--ease-out);
}
.product-card,
.trust-grid li,
.faq { position: relative; }
.product-card::before,
.trust-grid li::before {
  left: 18px;
  right: 18px;
  top: 0;
  height: 2px;
  transform: scaleX(1);
  opacity: 0.28;
}
.product-card:hover::before,
.product-card:focus-within::before,
.trust-grid li:hover::before,
.trust-grid li:focus-within::before { opacity: 1; }
.faq::before {
  left: 0;
  top: 16px;
  bottom: 16px;
  width: 2px;
  transform: scaleY(0);
  transform-origin: top;
}
.faq[open]::before { transform: scaleY(1); }

.progress { position: relative; }
.progress::before {
  content: "";
  position: absolute;
  left: 14px;
  right: 14px;
  top: 14px;
  height: 1px;
  background: var(--line);
}
.progress li::before { position: relative; z-index: 1; background: var(--paper); }
.progress li.is-current::before { background: var(--lime); }
.progress li.is-done::before { background: var(--pine-800); }

.steps { position: relative; }
.process-line {
  position: absolute;
  left: 8%;
  right: 8%;
  top: 28px;
  height: 40px;
  overflow: visible;
  pointer-events: none;
}
.process-line path {
  fill: none;
  stroke: var(--pine-800);
  stroke-width: 3;
  vector-effect: non-scaling-stroke;
}

.section-bridge {
  position: relative;
  z-index: 2;
  height: 0;
}
.section-bridge svg {
  position: absolute;
  left: 50%;
  top: 0;
  width: min(240px, 46vw);
  height: 3px;
  overflow: visible;
  transform: translate(-50%, -1px);
}
.section-bridge path {
  fill: none;
  stroke: var(--pine-800);
  stroke-width: 3;
  vector-effect: non-scaling-stroke;
}

.chapter-rail { display: none; }

@media (min-width: 981px) {
  .hero {
    min-height: clamp(640px, calc(100svh - var(--header-h) - 36px), 820px);
    display: flex;
    align-items: center;
  }
  .hero-grid { align-items: center; gap: 56px; }
}

@media (min-width: 1280px) and (prefers-reduced-motion: no-preference) {
  .sub-menu {
    display: block;
    opacity: 0;
    visibility: hidden;
    transform: translateY(8px);
    pointer-events: none;
    transition: opacity var(--motion-micro) var(--ease-out), transform var(--motion-micro) var(--ease-out), visibility var(--motion-micro);
  }
  .menu-item-has-children:hover > .sub-menu,
  .menu-item-has-children:focus-within > .sub-menu {
    opacity: 1;
    visibility: visible;
    transform: none;
    pointer-events: auto;
  }
  .js .site-nav { transition: transform var(--motion-reveal) var(--ease-out), visibility var(--motion-reveal) var(--ease-out); }
}

@media (min-width: 1440px) {
  body.home .wrap {
    width: min(1120px, calc(100% - 280px));
    margin-left: max(220px, calc((100% - 1120px) / 2));
    margin-right: auto;
  }
  .chapter-rail {
    position: fixed;
    z-index: 40;
    top: 50%;
    left: 18px;
    display: flex;
    flex-direction: column;
    gap: 4px;
    transform: translateY(-50%);
  }
  .chapter-rail a {
    display: flex;
    align-items: center;
    gap: 8px;
    min-height: 44px;
    color: var(--muted);
    font-size: 0.68rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    text-decoration: none;
  }
  .chapter-rail span {
    width: 32px;
    height: 32px;
    display: grid;
    place-items: center;
    flex: none;
    border: 1px solid var(--line);
    border-radius: 50%;
    background: var(--ivory-50);
    font-family: Fraunces, Georgia, serif;
    letter-spacing: 0;
  }
  .chapter-rail em {
    max-width: 0;
    overflow: hidden;
    font-style: normal;
    white-space: nowrap;
    transition: max-width var(--motion-reveal) var(--ease-out);
  }
  .chapter-rail a:hover em,
  .chapter-rail a:focus-visible em,
  .chapter-rail a[aria-current="location"] em,
  .chapter-rail a[aria-current="true"] em { max-width: 8.5rem; }
  .chapter-rail a[aria-current="location"],
  .chapter-rail a[aria-current="true"] {
    padding-right: 12px;
    border-radius: 999px;
    background: var(--ivory-50);
    color: var(--pine-800);
    box-shadow: var(--shadow-soft);
  }
  .chapter-rail a[aria-current="location"] span,
  .chapter-rail a[aria-current="true"] span {
    background: var(--pine-800);
    border-color: var(--pine-800);
    color: var(--lime);
  }
  .chapter-rail a:focus-visible {
    outline: 3px solid var(--lime);
    outline-offset: 4px;
  }
  .hero-lines path:nth-child(-n + 2) { opacity: 0; }
}

@media (min-width: 1680px) {
  body.home .wrap {
    width: min(1200px, calc(100% - 280px));
    margin-left: max(168px, calc((100% - 1200px) / 2));
  }
}

@media (max-width: 980px) {
  .hero-lines path:nth-child(n + 4) { display: none; }
  .process-line { display: none; }
  .steps::before {
    content: "";
    position: absolute;
    left: 49px;
    top: 36px;
    bottom: 36px;
    width: 1px;
    background: var(--moss);
  }
  .hero h1 { font-size: clamp(2.3rem, 9vw, 3.4rem); }
}

@media (max-width: 430px) {
  .hero h1 { font-size: 2.15rem; }
  .scroll-cue { margin-top: 18px; }
  .hero-lines { opacity: 0.45; }
}

@media (max-width: 1279px) and (prefers-reduced-motion: no-preference) {
  .js .site-nav { transition: transform var(--motion-reveal) var(--ease-out), visibility var(--motion-reveal) var(--ease-out); }
}

@media (prefers-reduced-motion: no-preference) {
  .hero-copy { animation: none; }
  html.js .hero .edition { animation: rise-in 720ms var(--ease-out) both; }
  html.js .hero .kicker-pill { animation: rise-in 720ms var(--ease-out) 160ms both; }
  html.js .line-mask > span {
    animation: mask-up 1000ms var(--ease-out) 240ms both;
  }
  html.js .line-mask:nth-child(2) > span { animation-delay: 560ms; }
  html.js .hero h1::after { animation: rule-in 800ms var(--ease-draw) 820ms both; }
  html.js .hero-copy .lede { animation: rise-in 800ms var(--ease-out) 740ms both; }
  html.js .hero-copy .cta-row { animation: rise-in 800ms var(--ease-out) 960ms both; }
  html.js .hero-points li { animation: rise-in 720ms var(--ease-out) both; }
  html.js .hero-points li:nth-child(1) { animation-delay: 1120ms; }
  html.js .hero-points li:nth-child(2) { animation-delay: 1260ms; }
  html.js .hero-points li:nth-child(3) { animation-delay: 1400ms; }
  html.js .hero-copy .scroll-cue { animation: rise-in 720ms var(--ease-out) 1520ms both; }
  html.js .hero-stage { animation: stage-slide 1100ms var(--ease-out) 420ms both; }
  html.js .route-note-a { animation: rise-in 800ms var(--ease-out) 980ms both; }
  html.js .route-note-b { animation: rise-in 800ms var(--ease-out) 1160ms both; }
  html.js .route-list li .route-row { animation: rise-in 700ms var(--ease-out) both; }
  html.js .route-list li:nth-child(1) .route-row { animation-delay: 700ms; }
  html.js .route-list li:nth-child(2) .route-row { animation-delay: 860ms; }
  html.js .route-list li:nth-child(3) .route-row { animation-delay: 1020ms; }
  .scroll-cue-line::after { animation: bead 1.45s var(--ease) 1.6s infinite; }
  .hero.is-quiet .scroll-cue-line::after { animation-play-state: paused; }
  .hero-lines path {
    stroke-dasharray: 1;
    stroke-dashoffset: 1;
    animation: draw-stroke 2.1s var(--ease-draw) both;
  }
  .hero-lines path:nth-child(2) { animation-delay: 0.15s; }
  .hero-lines path:nth-child(3) { animation-delay: 0.28s; }
  .hero-lines path:nth-child(4) { animation-delay: 0.42s; }
  .hero-lines path:nth-child(5) { animation-delay: 0.56s; }
  .hero-lines path:nth-child(6) { animation-delay: 0.7s; }
  .hero-lines path:nth-child(7) { animation-delay: 0.84s; }
  .hero-lines path:nth-child(8) { animation-delay: 0.96s; }
  .js .draw-on-view,
  .js .draw-on-scroll {
    stroke-dasharray: 1;
    stroke-dashoffset: 1;
  }
  .js .draw-on-view { transition: stroke-dashoffset 1.15s var(--ease-draw); }
  .js .draw-on-view.is-drawn,
  .js .draw-on-scroll.is-drawn { stroke-dashoffset: 0; }
}

@keyframes mask-up {
  from { transform: translateY(108%); }
  to { transform: translateY(0); }
}
@keyframes draw-stroke {
  to { stroke-dashoffset: 0; }
}

@media (min-width: 1440px) and (prefers-reduced-motion: reduce) {
  .chapter-rail em { max-width: 8.5rem; }
  .chapter-rail a {
    padding-right: 12px;
    border-radius: 999px;
    background: var(--ivory-50);
  }
}

.hero h1::after {
  content: "";
  display: block;
  width: 72px;
  height: 2px;
  margin-top: 16px;
  background: var(--lime);
  transform-origin: left center;
}
.hero.is-quiet .orbit-item { animation-play-state: paused; }

.text-link::after {
  content: "";
  width: 7px;
  height: 7px;
  margin-left: 8px;
  border-top: 1.5px solid currentColor;
  border-right: 1.5px solid currentColor;
  transform: rotate(45deg);
  transition: transform var(--motion-micro) var(--ease-out);
}
.text-link:hover::after,
.text-link:focus-visible::after,
.text-link:active::after { transform: translateX(4px) rotate(45deg); }

.trust-grid { position: relative; }
.trust-line {
  position: absolute;
  left: 6%;
  right: 6%;
  top: 46px;
  height: 2px;
  pointer-events: none;
}
.trust-line path {
  fill: none;
  stroke: var(--moss);
  stroke-width: 1.5;
  vector-effect: non-scaling-stroke;
}
.steps li.is-active span {
  background: var(--pine-800);
  color: var(--lime);
}

.calc input[type="range"] {
  --fill: 0%;
  appearance: none;
  height: 44px;
  background: transparent;
}
.calc input[type="range"]::-webkit-slider-runnable-track {
  height: 4px;
  border-radius: 99px;
  background: linear-gradient(90deg, var(--pine-800) var(--fill), var(--ivory-200) var(--fill));
}
.calc input[type="range"]::-webkit-slider-thumb {
  appearance: none;
  width: 22px;
  height: 22px;
  margin-top: -9px;
  border-radius: 50%;
  background: var(--paper);
  border: 2px solid var(--pine-800);
}
.calc input[type="range"]::-moz-range-track {
  height: 4px;
  border: 0;
  border-radius: 99px;
  background: linear-gradient(90deg, var(--pine-800) var(--fill), var(--ivory-200) var(--fill));
}
.calc input[type="range"]::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--paper);
  border: 2px solid var(--pine-800);
}
.calc input:focus-visible,
.field input:focus-visible,
.field select:focus-visible {
  outline: 3px solid var(--moss);
  outline-offset: 3px;
}
.progress li::before { transition: background var(--motion-micro) var(--ease-out), border-color var(--motion-micro) var(--ease-out), color var(--motion-micro) var(--ease-out); }
.enquiry-form.is-sending [data-form-submit] { cursor: progress; }
.faq summary::after { transition: transform var(--motion-micro) var(--ease-out); }
.compare thead th { box-shadow: inset 0 -2px 0 var(--lime); }
.compare tbody tr { transition: background var(--motion-micro) var(--ease-out); }
.compare tbody tr:hover { background: #f4f7f2; }
.btn:active { transform: translateY(0); }

@media (max-width: 980px) {
  .trust-line { display: none; }
}

@media (prefers-reduced-motion: no-preference) {
  .faq[open] .faq-body { animation: settle-in var(--motion-medium) var(--ease-out); }
}

@supports (animation-timeline: view()) {
  @media (prefers-reduced-motion: no-preference) {
    .js .product-card:nth-child(2) { animation-range: entry 4% entry 30%; }
    .js .product-card:nth-child(3) { animation-range: entry 8% entry 36%; }
    .js .product-card:nth-child(4) { animation-range: entry 12% entry 40%; }
    .js .product-card:nth-child(5) { animation-range: entry 16% entry 44%; }
    .js .product-card:nth-child(6) { animation-range: entry 20% entry 48%; }
    .js .trust-grid li:nth-child(2) { animation-range: entry 4% entry 30%; }
    .js .trust-grid li:nth-child(3) { animation-range: entry 8% entry 34%; }
    .js .trust-grid li:nth-child(4) { animation-range: entry 12% entry 38%; }
    .js .trust-grid li:nth-child(5) { animation-range: entry 16% entry 42%; }
    .js .product-card::before,
    .js .trust-grid li::before {
      animation: rule-in var(--motion-medium) var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 10% entry 42%;
    }
    .js .compare tbody tr,
    .js .doc-list li,
    .js .loan-card,
    .js .factor {
      animation: settle-in 520ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 0% entry 32%;
    }
    .js .loan-card:nth-child(2),
    .js .factor:nth-child(2) { animation-range: entry 8% entry 40%; }
    .js .loan-card:nth-child(3),
    .js .factor:nth-child(3) { animation-range: entry 14% entry 46%; }
    .js .factor:nth-child(4) { animation-range: entry 20% entry 52%; }
    .js .steps li:nth-child(2) { animation-range: entry 0% entry 28%; }
    .js .steps li:nth-child(3) { animation-range: entry 10% entry 40%; }
    .js .steps li:nth-child(4) { animation-range: entry 18% entry 48%; }
    .js .band:not(#calculator):not(#eligibility) .kicker:not(.kicker-pill)::before {
      transform-origin: left center;
      animation: rule-in 700ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 0% entry 28%;
    }
    .js .final h2,
    .js .final .btn {
      animation: settle-in 640ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 0% entry 34%;
    }
  }
}

@keyframes cue-once {
  to { transform: scaleY(1); }
}
@keyframes rule-in {
  from { transform: scaleX(0); }
  to { transform: scaleX(1); }
}

.motion-field {
  position: absolute;
  inset: 0;
  z-index: 0;
  overflow: hidden;
  pointer-events: none;
}
.motion-dot {
  position: absolute;
  top: 0;
  left: 0;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--lime);
  offset-rotate: 0deg;
  offset-distance: 0%;
}
.motion-dot-a { offset-path: path("M 1080 70 C 1200 24, 1320 150, 1420 64"); }
.motion-dot-b { width: 8px; height: 8px; background: #fff; offset-path: path("M 1040 220 C 1200 150, 1300 320, 1470 210"); }
.motion-dot-c { offset-path: path("M 1120 420 C 1260 340, 1360 520, 1490 400"); }
.motion-dot-d { offset-path: path("M 980 690 C 1160 620, 1300 760, 1480 660"); }
.motion-dot-e { offset-path: path("M 1180 640 H 1440"); }

@supports ((background-clip: text) or (-webkit-background-clip: text)) and (animation-timeline: view()) {
  @media (prefers-reduced-motion: no-preference) {
    .js .band:not(#calculator):not(#eligibility) h2:not(.word-line) {
      background-image: linear-gradient(100deg, #16382c 18%, #1f6b4a 42%, #5c7a28 50%, #1f6b4a 58%, #16382c 82%);
      background-size: 280% 100%;
      background-repeat: no-repeat;
      -webkit-background-clip: text;
      background-clip: text;
      color: transparent;
      animation: text-pass linear both;
      animation-timeline: view();
      animation-range: entry 0% cover 78%;
    }
    .js .band-navy h2:not(.word-line) {
      background-image: linear-gradient(100deg, #ffffff 18%, #d7f25a 46%, #f4ffc4 50%, #d7f25a 54%, #ffffff 82%);
    }
    .js .band:not(#calculator):not(#eligibility) .assess-card h2 {
      background-image: linear-gradient(100deg, #ffffff 10%, #d7f25a 44%, #f4ffc4 50%, #d7f25a 56%, #ffffff 90%);
      color: transparent;
    }
    .js .band:not(#calculator):not(#eligibility) .docs-card h2 {
      background-image: linear-gradient(100deg, #14382c 0%, #1f6b4a 18%, #4f7a28 32%, #14382c 58%, #14382c 100%);
      background-size: 280% 100%;
      -webkit-background-clip: text;
      background-clip: text;
      color: transparent;
    }
    .js .hero h1 em {
      background-image: linear-gradient(110deg, #d7f25a 35%, #f4ffc4 50%, #d7f25a 65%);
      background-size: 240% 100%;
      -webkit-background-clip: text;
      background-clip: text;
      color: transparent;
      animation: text-pass 8s linear infinite;
    }
    .hero-lines {
      animation: hero-drift linear both;
      animation-timeline: scroll(root);
      animation-range: 0% 40%;
    }
    .hero.is-quiet h1 em,
    .hero.is-quiet .motion-dot,
    .hero.is-quiet .hero-lines {
      animation-play-state: paused;
    }
  }
}
@media (pointer: coarse), (max-width: 980px) {
  .motion-field { display: none; }
  .hero-lines { animation: none; }
  .js .hero h1 em {
    animation: none;
    background-image: none;
    color: var(--lime);
  }
}
@keyframes text-pass {
  from { background-position: 100% 0; }
  to { background-position: 0% 0; }
}
@keyframes ride {
  to { offset-distance: 100%; }
}
@keyframes hero-drift {
  to { transform: translate3d(0, -88px, 0); }
}

.hero-aurora {
  position: absolute;
  left: -8%;
  bottom: 8%;
  width: min(520px, 46vw);
  height: min(520px, 46vw);
  border-radius: 50%;
  background: radial-gradient(circle, rgba(215, 242, 90, 0.2), transparent 68%);
  pointer-events: none;
}
.hero h1::after { width: 120px; height: 3px; }
.scroll-progress { height: 4px; }
.scroll-progress span { box-shadow: 0 0 14px rgba(215, 242, 90, 0.85); }

.motion-dot {
  width: 12px;
  height: 12px;
  background: var(--lime);
  box-shadow: 0 0 0 6px rgba(215, 242, 90, 0.16), 0 0 16px rgba(215, 242, 90, 0.9);
}

.word-mask { display: inline; }
.band > .wrap > h2::after,
.section-head h2::after,
.final .word-line::after {
  content: "";
  display: block;
  width: 92px;
  height: 3px;
  margin-top: 16px;
  border-radius: 99px;
  background: var(--pine-800);
  transform-origin: left center;
}
.band-navy > .wrap > h2::after,
.assess-card h2::after,
.final .word-line::after { background: var(--lime); }
#calculator h2::after,
#eligibility h2::after { content: none; }

.loan-card,
.route-icon,
.route-go,
.doc-list svg,
.steps li,
.steps li span {
  transition: translate 320ms var(--ease-out), transform 320ms var(--ease-out), box-shadow 320ms var(--ease-out), border-color 320ms var(--ease-out), background-color 320ms var(--ease-out), color 320ms var(--ease-out);
}
.trust-line path { stroke: var(--pine-800); stroke-width: 2.5; }

@media (hover: hover) and (pointer: fine) {
  .loan-card:hover,
  .loan-card:focus-within {
    translate: 0 -12px;
    border-color: rgba(215, 242, 90, 0.8);
    box-shadow: 0 28px 54px rgba(0, 0, 0, 0.32);
  }
  .route-row:hover .route-icon,
  .route-row:focus-visible .route-icon { transform: scale(1.08) rotate(-8deg); }
  .route-row:hover .route-go,
  .route-row:focus-visible .route-go { transform: translateX(6px); }
  .doc-list li:hover svg,
  .doc-list li:focus-within svg { transform: scale(1.16) rotate(-8deg); }
  .compare tbody tr:hover { box-shadow: inset 3px 0 0 var(--lime); }
}

.field:focus-within input,
.field:focus-within select {
  border-color: var(--pine-800);
  box-shadow: 0 0 0 4px rgba(31, 107, 74, 0.16);
}
.enquiry-form.is-enhanced .progress::before {
  transform-origin: left center;
  transform: scaleX(0.12);
  background: var(--pine-800);
  transition: transform 420ms var(--ease-out);
}
.enquiry-form.is-enhanced:has(.progress li:nth-child(2).is-current) .progress::before { transform: scaleX(0.38); }
.enquiry-form.is-enhanced:has(.progress li:nth-child(3).is-current) .progress::before { transform: scaleX(0.64); }
.enquiry-form.is-enhanced:has(.progress li:nth-child(4).is-current) .progress::before,
.enquiry-form.is-enhanced.is-last .progress::before { transform: scaleX(1); }
.calc input[type="range"]:focus-visible::-webkit-slider-thumb,
.calc input[type="range"]:focus-visible::-moz-range-thumb { box-shadow: 0 0 0 6px rgba(31, 107, 74, 0.18); }

.steps li.is-active {
  border-color: var(--pine-800);
  background: #fff;
  box-shadow: 0 18px 40px rgba(20, 40, 32, 0.12);
}
.steps li.is-active span { transform: scale(1.12); }

@media (min-width: 1100px) and (prefers-reduced-motion: no-preference) {
  .process-pin { height: 168vh; }
  .process-stage {
    position: sticky;
    top: var(--header-h);
    min-height: calc(100svh - var(--header-h));
    display: flex;
    align-items: center;
  }
}

@media (max-width: 1099px) and (prefers-reduced-motion: no-preference) {
  .js .draw-on-scroll.is-drawn { transition: stroke-dashoffset 1.15s var(--ease-draw); }
}

@keyframes rise-in {
  from { opacity: 0; transform: translateY(46px); }
  to { opacity: 1; transform: none; }
}
@keyframes stage-slide {
  from { opacity: 0; transform: translate3d(64px, 28px, 0) scale(0.94); }
  to { opacity: 1; transform: none; }
}
@keyframes bead {
  0% { top: -10px; opacity: 0; }
  18% { opacity: 1; }
  100% { top: 66px; opacity: 0; }
}
@keyframes card-rise {
  from { opacity: 0; transform: translateY(72px) scale(0.94); }
  to { opacity: 1; transform: none; }
}
@keyframes trust-pop {
  from { opacity: 0; transform: translateY(36px) scale(0.9); }
  to { opacity: 1; transform: none; }
}
@keyframes icon-pop {
  from { opacity: 0; transform: scale(0.35) rotate(-14deg); }
  to { opacity: 1; transform: none; }
}
@keyframes step-in {
  from { opacity: 0; transform: translateY(64px); }
  to { opacity: 1; transform: none; }
}
@keyframes row-in {
  from { opacity: 0; transform: translateX(-36px); }
  to { opacity: 1; transform: none; }
}
@keyframes doc-in {
  from { opacity: 0; transform: translateX(-22px); }
  to { opacity: 1; transform: none; }
}
@keyframes factor-in {
  from { opacity: 0; transform: scale(0.92) translateY(24px); }
  to { opacity: 1; transform: none; }
}
@keyframes card-from-left {
  from { opacity: 0; transform: translateX(-56px); }
  to { opacity: 1; transform: none; }
}
@keyframes card-from-right {
  from { opacity: 0; transform: translateX(56px); }
  to { opacity: 1; transform: none; }
}
@keyframes doc-check {
  from { opacity: 0; transform: translateX(-28px); }
  to { opacity: 1; transform: none; }
}
@keyframes draw-check {
  to { stroke-dashoffset: 0; }
}
@keyframes chip-in {
  from { opacity: 0; transform: scale(0.72); }
  to { opacity: 1; transform: none; }
}
@keyframes panel-in {
  from { opacity: 0; transform: translateY(52px) scale(0.98); }
  to { opacity: 1; transform: none; }
}
@keyframes step-swap {
  from { opacity: 0; transform: translateY(18px); }
  to { opacity: 1; transform: none; }
}
@keyframes status-in {
  from { opacity: 0; transform: translateY(12px); }
  to { opacity: 1; transform: none; }
}
@keyframes send-pulse {
  50% { opacity: 0.55; }
}

@media (prefers-reduced-motion: no-preference) {
  .motion-dot { animation: ride 7.6s linear infinite; }
  .motion-dot-b { animation-duration: 9.2s; animation-delay: -3s; }
  .motion-dot-c { animation-duration: 8.4s; animation-delay: -1.6s; }
  .motion-dot-d { animation-duration: 10.4s; animation-delay: -4.5s; }
  .motion-dot-e { width: 8px; height: 8px; background: #fff; animation-duration: 6.8s; animation-delay: -2s; }
  html.js .word-mask {
    display: inline-block;
    overflow: hidden;
    vertical-align: bottom;
    padding-bottom: 0.18em;
    margin-bottom: -0.18em;
  }
  html.js .word-mask .line-word { display: block; }
  .js .section-head { animation-name: rise-in; }
  .enquiry-form.is-enhanced .form-step.is-current { animation-name: step-swap; }
  .faq[open] .faq-body { animation: none; }
  .faq summary::after { transition-duration: 320ms; }
  .faq-body {
    interpolate-size: allow-keywords;
    height: 0;
    overflow: hidden;
    opacity: 0;
    padding-bottom: 0;
    transition: height 420ms var(--ease-out), opacity 280ms var(--ease-out), padding-bottom 420ms var(--ease-out);
  }
  .faq[open] .faq-body {
    height: auto;
    opacity: 1;
    padding-bottom: 14px;
  }
  .form-status:not([hidden]) { animation: status-in 460ms var(--ease-out); }
  .enquiry-form.is-sending [data-form-submit] { animation: send-pulse 0.9s ease-in-out infinite; }
}

@supports (animation-timeline: view()) {
  @media (prefers-reduced-motion: no-preference) {
    .js .band > .wrap > h2::after,
    .js .section-head h2::after,
    .js .final .word-line::after {
      animation: rule-in 800ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 10% entry 48%;
    }
    html.js .word-mask .line-word {
      animation: mask-up 860ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 0% entry 40%;
    }
    html.js .word-line .word-mask:nth-child(2) .line-word { animation-range: entry 6% entry 46%; }
    html.js .word-line .word-mask:nth-child(3) .line-word { animation-range: entry 10% entry 50%; }
    html.js .word-line .word-mask:nth-child(4) .line-word { animation-range: entry 14% entry 54%; }
    html.js .word-line .word-mask:nth-child(5) .line-word { animation-range: entry 18% entry 58%; }
    html.js .word-line .word-mask:nth-child(6) .line-word { animation-range: entry 22% entry 62%; }
    html.js .word-line .word-mask:nth-child(7) .line-word { animation-range: entry 26% entry 66%; }
    html.js .word-line .word-mask:nth-child(8) .line-word { animation-range: entry 30% entry 70%; }
    .js .trust-grid li {
      animation: trust-pop 860ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 0% entry 42%;
    }
    .js .trust-grid li .trust-icon {
      animation: icon-pop 700ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 12% entry 50%;
    }
    .js .loan-card,
    .js .product-card {
      animation: card-rise 980ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 0% entry 46%;
    }
    .js .loan-card:nth-child(2) { animation-range: entry 12% entry 58%; }
    .js .loan-card:nth-child(3) { animation-range: entry 22% entry 70%; }
    .js .loan-card::before {
      transform-origin: left center;
      animation: rule-in 900ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 12% entry 50%;
    }
    .js .steps li {
      animation: step-in 900ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 0% entry 42%;
    }
    .js .compare tbody tr {
      animation: row-in 720ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 0% entry 36%;
    }
    .js .compare tbody tr:nth-child(2) { animation-range: entry 8% entry 44%; }
    .js .compare tbody tr:nth-child(3) { animation-range: entry 14% entry 50%; }
    .js .compare tbody tr:nth-child(4) { animation-range: entry 20% entry 56%; }
    .js .compare tbody tr:nth-child(5) { animation-range: entry 26% entry 62%; }
    .js .doc-list li {
      animation: doc-in 680ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 0% entry 34%;
    }
    .js .doc-list li:nth-child(2) { animation-range: entry 6% entry 40%; }
    .js .doc-list li:nth-child(3) { animation-range: entry 12% entry 46%; }
    .js .doc-list li:nth-child(4) { animation-range: entry 18% entry 52%; }
    .js .doc-list li:nth-child(5) { animation-range: entry 24% entry 58%; }
    .js .factor {
      animation: factor-in 760ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 0% entry 40%;
    }
    .js .emirate-list li {
      animation: chip-in 620ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 0% entry 34%;
    }
    .js .emirate-list li:nth-child(2) { animation-range: entry 4% entry 38%; }
    .js .emirate-list li:nth-child(3) { animation-range: entry 8% entry 42%; }
    .js .emirate-list li:nth-child(4) { animation-range: entry 12% entry 46%; }
    .js .emirate-list li:nth-child(5) { animation-range: entry 16% entry 50%; }
    .js .emirate-list li:nth-child(6) { animation-range: entry 20% entry 54%; }
    .js .emirate-list li:nth-child(7) { animation-range: entry 24% entry 58%; }
    .js .calc-layout,
    .js .form-shell {
      animation: panel-in 900ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 0% entry 42%;
    }
    .js .final .btn {
      animation: rise-in 760ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 8% entry 46%;
    }
    .js .final-actions .btn:nth-child(2) { animation-range: entry 16% entry 54%; }
    .js .footer-grid > div {
      animation: rise-in 780ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 0% entry 40%;
    }
    .js .footer-grid > div:nth-child(2) { animation-range: entry 8% entry 48%; }
    .js .footer-grid > div:nth-child(3) { animation-range: entry 14% entry 54%; }
    .js .footer-grid > div:nth-child(4) { animation-range: entry 20% entry 60%; }
    .js .assess-card {
      animation: card-from-left 980ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 0% entry 48%;
    }
    .js .docs-card {
      animation: card-from-right 980ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 10% entry 56%;
    }
    .js .assess-card::before,
    .js .docs-card::before {
      animation: rule-in 800ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 6% entry 40%;
    }
    .js .assess-card .factor:nth-child(1) { animation-range: entry 14% entry 46%; }
    .js .assess-card .factor:nth-child(2) { animation-range: entry 24% entry 56%; }
    .js .assess-card .factor:nth-child(3) { animation-range: entry 34% entry 66%; }
    .js .assess-card .factor:nth-child(4) { animation-range: entry 44% entry 76%; }
    .js .docs-card .doc-list li:nth-child(1) { animation-name: doc-check; animation-range: entry 16% entry 42%; }
    .js .docs-card .doc-list li:nth-child(2) { animation-name: doc-check; animation-range: entry 24% entry 50%; }
    .js .docs-card .doc-list li:nth-child(3) { animation-name: doc-check; animation-range: entry 32% entry 58%; }
    .js .docs-card .doc-list li:nth-child(4) { animation-name: doc-check; animation-range: entry 40% entry 66%; }
    .js .docs-card .doc-list li:nth-child(5) { animation-name: doc-check; animation-range: entry 48% entry 74%; }
    .js .docs-card .doc-list .icon {
      animation: icon-pop 640ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 18% entry 46%;
    }
    .js .docs-card .doc-list li:nth-child(2) .icon { animation-range: entry 26% entry 54%; }
    .js .docs-card .doc-list li:nth-child(3) .icon { animation-range: entry 34% entry 62%; }
    .js .docs-card .doc-list li:nth-child(4) .icon { animation-range: entry 42% entry 70%; }
    .js .docs-card .doc-list li:nth-child(5) .icon { animation-range: entry 50% entry 78%; }
    .js .docs-card .doc-list .icon path {
      stroke-dasharray: 22;
      stroke-dashoffset: 22;
      animation: draw-check 720ms var(--ease-out) both;
      animation-timeline: view();
      animation-range: entry 20% entry 48%;
    }
    .js .docs-card .doc-list li:nth-child(2) .icon path { animation-range: entry 28% entry 56%; }
    .js .docs-card .doc-list li:nth-child(3) .icon path { animation-range: entry 36% entry 64%; }
    .js .docs-card .doc-list li:nth-child(4) .icon path { animation-range: entry 44% entry 72%; }
    .js .docs-card .doc-list li:nth-child(5) .icon path { animation-range: entry 52% entry 80%; }
  }
}

@media (max-width: 980px) and (prefers-reduced-motion: no-preference) {
  html.js .hero .edition,
  html.js .hero .kicker-pill { animation-delay: 0ms; }
  html.js .line-mask > span { animation-duration: 760ms; animation-delay: 60ms; }
  html.js .line-mask:nth-child(2) > span { animation-delay: 260ms; }
  html.js .hero h1::after { animation-delay: 400ms; }
  html.js .hero-copy .lede { animation-delay: 320ms; }
  html.js .hero-copy .cta-row { animation-delay: 440ms; }
  html.js .hero-points li:nth-child(1) { animation-delay: 520ms; }
  html.js .hero-points li:nth-child(2) { animation-delay: 620ms; }
  html.js .hero-points li:nth-child(3) { animation-delay: 720ms; }
  html.js .hero-copy .scroll-cue { animation-delay: 820ms; }
  html.js .hero-stage { animation-name: rise-in; animation-delay: 180ms; }
  html.js .route-note-a,
  html.js .route-note-b,
  html.js .route-list li .route-row { animation-duration: 560ms; }
  .hero-aurora { display: none; }
  .scroll-cue-line { height: 48px; }
  .js .assess-card,
  .js .docs-card { animation-name: panel-in; }
}

@property --fill {
  syntax: "<percentage>";
  inherits: false;
  initial-value: 0%;
}

.scroll-progress span { background: #e8a317; }
.site-header.is-scrolled { box-shadow: 0 10px 24px rgba(11, 37, 69, 0.08); }
.site-header .menu a {
  background-image: linear-gradient(#e8a317, #e8a317);
  background-repeat: no-repeat;
  background-position: left 100%;
  background-size: 0 2px;
}
.loan-card ul { padding-left: 0; }
.loan-card li {
  position: relative;
  list-style: none;
  padding-left: 1.35rem;
}
.loan-card li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.45em;
  width: 0.55em;
  height: 0.32em;
  border-left: 2px solid #e8a317;
  border-bottom: 2px solid #e8a317;
  transform: rotate(-45deg);
}
.to-top {
  position: fixed;
  right: 16px;
  bottom: 92px;
  z-index: 30;
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  padding: 0 14px;
  border-radius: 999px;
  background: #0b2545;
  color: #fbf7f1;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.04em;
}
.enquiry-form input:focus-visible,
.enquiry-form select:focus-visible,
.enquiry-form textarea:focus-visible,
.calc input:focus-visible {
  outline: 2px solid #e8a317;
  outline-offset: 2px;
}
.donut-value { transition: stroke-dashoffset 280ms var(--ease-out); }

@media (prefers-reduced-motion: no-preference) and (hover: hover) and (pointer: fine) {
  html.js .hero h1 em {
    background-image: linear-gradient(110deg, #c4840d 0%, #fff1c2 42%, #e8a317 58%, #c4840d 100%);
    background-size: 220% 100%;
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent;
    animation: gold-sheen 4.8s ease-in-out infinite;
  }
}
@media (prefers-reduced-motion: no-preference) {
  .site-header .menu a {
    transition: color 180ms var(--ease-out), background-size 220ms var(--ease-out);
  }
  .site-header .menu a:hover,
  .site-header .menu a:focus-visible,
  .site-header .menu a[aria-current="location"] { background-size: 100% 2px; }
  input[type="range"][data-emi-range] { transition: --fill 160ms linear; }
  .btn:hover { box-shadow: 0 8px 22px rgba(232, 163, 23, 0.16); }
  .btn:active { translate: 0 1px; }
  .loan-card {
    transform: perspective(900px) rotateX(var(--rx, 0deg)) rotateY(var(--ry, 0deg));
  }
}
@media (max-width: 1099px) {
  .loan-card { transform: none; }
}
@media (hover: hover) and (pointer: fine) {
  html.has-cursor,
  html.has-cursor body,
  html.has-cursor a,
  html.has-cursor button,
  html.has-cursor summary { cursor: none; }
  html.has-cursor input,
  html.has-cursor textarea,
  html.has-cursor select,
  html.has-cursor.is-typing,
  html.has-cursor.is-typing body { cursor: auto; }
  html.has-cursor input,
  html.has-cursor textarea { cursor: text; }
  .cursor-dot,
  .cursor-ring {
    position: fixed;
    top: 0;
    left: 0;
    z-index: 80;
    pointer-events: none;
    border-radius: 50%;
    translate: -50% -50%;
  }
  .cursor-dot {
    width: 6px;
    height: 6px;
    background: #e8a317;
  }
  .cursor-ring {
    width: 28px;
    height: 28px;
    border: 1px solid rgba(232, 163, 23, 0.85);
    transition: width 160ms var(--ease-out), height 160ms var(--ease-out), border-color 160ms var(--ease-out);
  }
  .cursor-ring.is-hot { width: 44px; height: 44px; }
  .cursor-ring.is-down { width: 18px; height: 18px; }
  html.has-cursor.is-typing .cursor-dot,
  html.has-cursor.is-typing .cursor-ring { opacity: 0; }
}
@media (prefers-reduced-motion: reduce) {
  html.js .hero h1 em,
  .hero h1 em {
    color: #e8a317;
    background-image: none;
    -webkit-background-clip: border-box;
    background-clip: border-box;
    animation: none;
  }
  .cursor-dot,
  .cursor-ring { display: none; }
  html.has-cursor,
  html.has-cursor body,
  html.has-cursor a,
  html.has-cursor button { cursor: auto; }
}

@keyframes gold-sheen {
  0% { background-position: 100% 0; }
  100% { background-position: 0 0; }
}

@media (prefers-reduced-motion: no-preference) {
  html.js .docs-card .doc-list.is-typed-list li,
  html.js .docs-card .doc-list.is-typed-list .icon,
  html.js .docs-card .doc-list.is-typed-list .icon path {
    animation: none;
    opacity: 1;
    transform: none;
    stroke-dashoffset: 0;
  }
  html.js .docs-card .doc-list.is-typed-list li {
    opacity: 0;
  }
  html.js .docs-card .doc-list.is-typed-list li.is-live {
    opacity: 1;
  }
  html.js .docs-card .doc-list.is-typed-list li.is-live .icon path {
    stroke-dasharray: 22;
    stroke-dashoffset: 22;
    animation: draw-check 380ms var(--ease-out) both;
  }
  html.js .docs-card .doc-list.is-typed-list span {
    position: relative;
    display: block;
  }
  html.js .docs-card .doc-list.is-typed-list .type-sizer {
    visibility: hidden;
  }
  html.js .docs-card .doc-list.is-typed-list .type-live {
    position: absolute;
    inset: 0 auto auto 0;
    width: 100%;
    visibility: visible;
  }
  html.js .docs-card .doc-list.is-typed-list li.is-typing .type-live::after {
    content: "";
    display: inline-block;
    width: 1px;
    height: 0.9em;
    margin-left: 1px;
    background: currentColor;
    vertical-align: -0.08em;
    animation: caret-blink 700ms steps(1) infinite;
  }
}
@keyframes caret-blink {
  50% { opacity: 0; }
}
@keyframes motion-wipe {
  from { opacity: 0; translate: -42px 0; }
  to { opacity: 1; translate: 0 0; }
}
@keyframes motion-flip {
  0% { opacity: 0; translate: 0 64px; rotate: x 16deg; }
  100% { opacity: 1; translate: 0 0; rotate: x 0deg; }
}
@keyframes motion-stamp {
  0% { opacity: 0; scale: 0.62; }
  62% { opacity: 1; scale: 1.08; }
  100% { opacity: 1; scale: 1; }
}
@keyframes motion-rise {
  0% { opacity: 0; translate: 0 28px; scale: 0.94; }
  72% { opacity: 1; translate: 0 -3px; scale: 1.02; }
  100% { opacity: 1; translate: 0 0; scale: 1; }
}
@keyframes motion-pop {
  0% { opacity: 0; scale: 0.35; }
  70% { opacity: 1; scale: 1.12; }
  100% { opacity: 1; scale: 1; }
}
@media (prefers-reduced-motion: no-preference) {
  html.js .motion-wipe.is-presenting > li:not(.is-on) {
    animation: none;
    opacity: 0;
    translate: -42px 0;
  }
  html.js .motion-flip.is-presenting > .loan-card:not(.is-on) {
    animation: none;
    opacity: 0;
    translate: 0 64px;
  }
  html.js .motion-stamp.is-presenting > li:not(.is-on) {
    animation: none;
    opacity: 0;
    scale: 0.62;
  }
  html.js .motion-rise.is-presenting > .factor:not(.is-on) {
    animation: none;
    opacity: 0;
    translate: 0 28px;
    scale: 0.94;
  }
  html.js .motion-pop.is-presenting > li:not(.is-on) {
    animation: none;
    opacity: 0;
    scale: 0.35;
  }
  html.js .motion-wipe.is-presenting > li.is-on:not(.is-settled) { animation: motion-wipe 520ms var(--ease-out) both; }
  html.js .motion-flip.is-presenting > .loan-card.is-on:not(.is-settled) { animation: motion-flip 680ms cubic-bezier(0.16, 1, 0.3, 1) both; }
  html.js .motion-stamp.is-presenting > li.is-on:not(.is-settled) { animation: motion-stamp 520ms cubic-bezier(0.2, 0.8, 0.2, 1) both; }
  html.js .motion-rise.is-presenting > .factor.is-on:not(.is-settled) { animation: motion-rise 560ms cubic-bezier(0.16, 1, 0.3, 1) both; }
  html.js .motion-pop.is-presenting > li.is-on:not(.is-settled) { animation: motion-pop 420ms cubic-bezier(0.2, 0.9, 0.3, 1.2) both; }
  html.js .is-presenting > li.is-settled,
  html.js .loan-cards.is-presenting > .loan-card.is-settled,
  html.js .factor-grid.is-presenting > .factor.is-settled {
    animation: none;
    opacity: 1;
  }
}

@media (prefers-reduced-motion: reduce) {
  .loan-card:hover,
  .loan-card:focus-within,
  .steps li.is-active span,
  .route-row:hover .route-icon,
  .route-row:hover .route-go,
  .doc-list li:hover svg { translate: none; transform: none; }
  .process-pin { height: auto; }
  .process-stage { position: static; min-height: 0; display: block; }
  .faq-body { height: auto; opacity: 1; overflow: visible; padding-bottom: 14px; }
}