No EasyLoans application fee. An enquiry is not an approval.

01Opening

UAE loan comparison

A clearer first conversation about a UAE loan.

Personal loans, business finance and mortgages, explained from one place. The enquiry is free. EasyLoans is not a bank, does not charge an application fee, and does not decide who is approved.

Check Eligibility Estimate an instalment
  • Personal, salary transfer, buyout, business and mortgage enquiries
  • One form. About two minutes. No EasyLoans fee
  • The lender makes the final decision
Loan guides

Find your finance route

Secure request

Step 1 Check Eligibility

  1. No EasyLoans fee

    EasyLoans does not charge an application fee. A lender may charge its own fees, and those must be disclosed to you.

  2. One enquiry

    Start with a single form instead of repeating the same details to every bank.

  3. Costs explained

    Look at rate, fees, tenure and total repayment together whenever a lender has disclosed them.

  4. Consent is specific

    Your details are shared for this request only, and only after you agree. The form is not a formal credit enquiry.

Choose your loan

What do you need the money for?

A personal loan, a business facility and a mortgage are assessed differently. Start with the one that matches your goal.

Most popular

Personal Loans

Cover expenses, consolidate debt, fund education or handle emergencies.

  • Salary transfer loans
  • Non-salary transfer loans
  • Loan buyout and consolidation
  • Non-listed company employees
Check personal eligibility →

For companies

Business Finance

Working capital, equipment, stock and expansion funding for UAE SMEs.

  • Working capital facilities
  • SME term loans
  • Equipment and vehicle finance
  • Trade and invoice finance
Explore business finance →

Home finance

Mortgages

Buy a home, transfer your mortgage or release equity with clear guidance.

  • Home purchase finance
  • Mortgage transfer
  • Equity release
  • Refinancing options
Explore mortgages →

03Instalment estimate

See the full cost, not only the monthly figure.

This uses a reducing-balance model. A longer term can lower the instalment and still raise the total. The result is an illustration, not a quotation.

Estimated monthly instalment

AED 3,042.19

Total interest / profit
AED 9,518.97
Total repayment
AED 109,518.97

Illustrative reducing-balance estimate. It excludes any fee or charge you have not entered here, and a lender may round the final instalment. It is not an offer.

Continue with an enquiry

04Eligibility enquiry

Tell us what you need. Nothing here is an approval.

Complete four short steps. On the profile step, enter your mobile number and confirm it with a text code. A UAE or Indian mobile can receive the code. EasyLoans records the enquiry so it can be reviewed. Sending it does not check your credit file and does not reserve a rate.

  • We ask only for this request.
  • We never ask for banking passwords, card PINs or bank one-time passwords.
  • Sharing happens only if you give consent.
  1. Loan
  2. Profile
  3. Contact
  4. Review
What kind of loan are you enquiring about?
A few eligibility details
How should we contact you?
Review and send

Check the details. You can go back and change them. Submitting records an enquiry. It does not confirm eligibility.

Cookies are used to verify this form. They are not used for advertising.

05How it works

Three steps. No paperwork to begin.

  1. 01

    Tell us about your needs

    Choose the loan type and share the basic details on the form. It takes about two minutes and does not ask for banking passwords.

  2. 02

    Review suitable pathways

    EasyLoans uses what you submit to identify an appropriate enquiry route. This review is not a lender approval and it is not an AECB check.

  3. 03

    Connect with the right party

    A lender or an authorised representative may contact you to continue. The lender decides whether to offer finance, and on what terms.

Why EasyLoans

Smarter than applying everywhere

Applying bank by bank With EasyLoans
Time Multiple forms and calls One form, one conversation
Comparison Headline rates only Rate, fees, tenure and total cost
Eligibility Trial and error Checked before you apply
Cost to you Varies No EasyLoans application fee
Privacy Details sent everywhere Shared only with your consent

Eligibility matters before the interest rate

What lenders usually assess

A low advertised rate only helps when the product suits your profile. Lenders usually look at several factors together, not one number.

Income and stability

Salary, employer, job tenure or business cash flow.

Existing liabilities

Loan EMIs, card limits and debt burden ratio.

AECB history

Repayment behaviour and overall credit profile.

Purpose and amount

The facility should fit the stated need.

Prepare before applying

Documents commonly requested

The exact list changes with the lender and the product. Having these ready can shorten the later conversation.

  • Emirates ID and passport copy
  • Valid UAE residence visa, where it applies
  • Recent salary certificate, or a trade licence for a business
  • Latest bank statements and IBAN
  • Property or business documents, where the product needs them
Read how it works

Coverage

All seven emirates

You can start an enquiry from anywhere in the UAE. Whether a product is available still depends on the lender, your employer or business, income and documents.

  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ajman
  • Ras Al Khaimah
  • Fujairah
  • Umm Al Quwain

06FAQ

Questions worth asking first.

Does EasyLoans lend money directly?

No. EasyLoans is an independent comparison and referral platform. The lender decides whether to issue a facility and on what terms.

Can you guarantee approval?

No. Approval depends on the lender’s policy, your income, liabilities, AECB history and documents. Nothing on this website is an approval or a pre-approval.

What salary do I need for a personal loan?

A monthly salary of AED 8,000 and above is required to start an enquiry. Some products need a higher salary or an approved employer. Meeting this minimum does not guarantee approval.

Will checking eligibility affect my credit score?

The EasyLoans form is not a formal credit enquiry. A lender may check AECB when it processes an application, and it should do that with your consent.

Can self-employed people apply?

Some lenders consider self-employed applicants. The documentation is usually more detailed than a salaried application, and acceptance is not guaranteed.

Do you charge a fee?

EasyLoans does not charge an application fee. Lenders may charge processing, insurance or other fees. Those charges are theirs to disclose before you commit.

How long does it take?

Timing depends on the lender, the product and the quality of the documents. EasyLoans cannot promise a fixed approval time.

Which emirates do you cover?

Enquiries can start from any of the seven UAE emirates. Product availability still depends on the lender, your employer or business, income and documents.

Start with eligibility, not
guesswork

Choose the finance category that fits your goal and provide the details lenders usually need to assess.

Check Eligibility
Check Eligibility
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